Trusted by over 10,000+ families

Your Financial Future, Thoughtfully Planned

We help individuals and families in St George, UT and nationwide protect what matters most and build lasting wealth through personalized insurance and financial strategies, transparent guidance, and a commitment to your long-term success.

Our Services

Financial & Insurance Solutions

From wealth building to retirement, we provide end-to-end financial guidance tailored to your unique situation.

Protection & Insurance strategies

Protect your income, family, and future with customized life insurance solutions, including mortgage protection, max funded indexed universal life , and living benefits designed to support you while you’re still alive.

Retirement Income Planning

Create predictable, tax-efficient income in retirement using a combination of annuities, market strategies, and structured income planning—so you never outlive your money.

Legacy & Estate Planning

Ensure your wealth transfers efficiently and according to your wishes with trust strategies, beneficiary planning, and tax aware estate solutions for the next generation.

Wealth & tax-Advantaged Growth

Grow your wealth with strategies that go beyond traditional accounts, including Max Funded IULs, Solo 401(k)s, and alternative investments—designed to maximize growth while minimizing taxes..

Ken Fearer

Financial Strategist

About Us

financial & Insurance Services

Welcome to SFG Financial Solutions, where we take an education-first approach to financial planning. Based in St George, UT we help individuals and families simplify complex financial decisions and build a clear path toward retirement.

Most people are only shown traditional options like 401(k)s and market-based accounts. Our approach is different. We bring multiple strategies to the table—including insurance-based solutions, tax-advantaged planning, and retirement income strategies—so you’re not relying on just one piece of the puzzle.

Whether your goal is to protect your family, eliminate debt, grow your wealth, or create reliable income in retirement, we design a personalized game plan built around your goals and your timeline.

We proudly serve St George, UT and clients nationwide, helping families create more certainty and confidence in their financial future.

FAQ's

frequently asked questions

Explore our faqs or reach out to understand how our solutions work.

What does a insurance & financial strategist actually do?

We help you build a complete financial gameplan—combining protection, tax strategies, retirement income, and wealth-building tools so every dollar has a purpose.

What happens on a discovery call?

We’ll learn about your current situation, goals, and concerns—then determine if it makes sense to move forward with a personalized strategy.

What types of strategies do you offer?

We offer a range of strategies including mortgage protection, income protection, tax-advantaged solutions like IULs, annuities for retirement income, debt elimination strategies, and alternative investments like private lending.

How are you different from a traditional financial advisor?

Most advisors focus only on the market. We take an education-first approach and incorporate insurance, tax strategies, and alternative investments for a more complete plan.

How do you get paid?

We are compensated by the financial institutions we partner with when you implement a strategy. There is typically no direct fee for our services.

Can you help if I already have a 401(k), IRA?

Absolutely. Most clients already have accounts or coverage in place—we help review what you have, identify any gaps, and show you how to optimize everything into a more complete strategy.

build a secure financial future

Get clear, personalized guidance to help you grow, protect, and plan your wealth at every stage of life.

SFG Financial Solutions

SFG Financial Solutions helps individuals and families protect, grow, and preserve wealth through personalized financial and insurance strategies.

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Contact Details

  • (435) 359-9899

  • 1575 South River Rd. St George, UT 84790

  • 8488 Rozita Lee Ave Stuie 100 Las Vegas, NV 89113

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